The B.A.G. Networking
(Business Associates Group)
"Friends in Business"
Our Board of Directors
The BAG Networking "Business Associates Group" is made up of volunteers that generously give their time and efforts to help make a difference in the community. Your tax-deductible donations allow us to continue to assist charities, organizations, and individuals within our community. 100% of the proceeds from our events stay right here in the communities we serve and all donations are taken directly to the benefactor's headquarters. To further support our "Friends in Business" we only use privately owned venues and local artists. For our events, we deliberately keep our ticket prices low so that all can enjoy and stress our dress code as "It Is Not About What You Are Wearing,🎩👗📸❤️🌎It Is About How Much You Are Caring". We are an established 501c3 Non-Profit professional networking group that promotes business, charity, and philanthropy within the San Diego, Orange, and Riverside County communities. Membership is Free. This group meets every 2nd Tuesday of the month from 5:30-8:30pm allowing its members to build a strong rapport within a diverse business population.
We currently meet at Jimmy O's, 225 15th St, Del Mar, CA 92014
(please consult your tax advisor on how your tax deductions may apply).
#friendsinbusiness #buildingbusinessbetter #yoursuccessisinthebag #AlwaysBusinessAlwaysFun #bagoffriends #bag #refer #support #endorse
Our mission is to join together in a unified effort to foster
compassion, respect, and success to all that we encounter~
Barbara R.
Cafaro
Founder / Chairwoman
“Banker Barb”®
With over 25 years of executive-level experience in Banking, Lending, and Real Estate, Barbara Cafaro, widely known as “Banker Barb”, is your premier resource for all areas of Personal, Business, Real Estate, and Self-Employed borrower solutions.
A former senior leader at a wide range of local and national financial institutions, Barbara has managed multimillion-dollar portfolios and led teams that delivered concierge-level service to high-net-worth individuals and business owners. Her deep expertise spans everything from traditional financing to complex lending transactions, including SBA, FHA, VA, DSCR, USDA, Super Jumbo, Reverse, HELOC, Bridge, Asset-Based, Construction, Hotel, NNN Retail, Business, Commercial & Industrial lending, as well as Private and Hard money options.
Known for her strategic mindset and relationship-driven approach, Barbara brings unmatched industry insight and a proven ability to craft tailored lending solutions that help her clients grow wealth, seize opportunities, and close with confidence.
In recognition of her leadership and impact in the financial industry, Barbara was honored to be nominated as Banker of the Year in 2015 by the Western Independent Bankers at their annual conference of bank presidents, senior officers, and directors.
As Founder and Chairwoman of The B.A.G. Networking, a 501(c)(3), she is deeply rooted in the community and leverages her extensive network to create results for her clients while giving back to those in need.
Robert L.
Cafaro
Vice Chairman
Vice President – Banner Bank
Robert Cafaro is a seasoned executive banker with over 30 years of experience across all facets of the banking industry. As a Vice President at Banner Bank, he brings a wealth of expertise in financial services, business development, and strategic leadership.
A native of Beverly Hills, California, Mr. Cafaro learned early on the value of philanthropy and community service. He is deeply involved in civic and charitable initiatives, having served as a Member of the Executive Committee and Board Treasurer for The California Center for the Arts, Escondido. Additionally, he has contributed his leadership as a Board Member for California State University San Marcos and as a member of Rotary International. He also co-chairs The BAG (Business Associates Group) Networking, a 501(c)(3) nonprofit that supports organizations such as Scripps M.D. Anderson, Ronald McDonald House, and the San Diego Food Bank.
Mr. Cafaro earned his Bachelor of Arts in English Literature from California State University, Northridge, following his studies at UCLA. Outside of his professional and philanthropic commitments, he enjoys spending time with his wife, Barbara, and their son, Robert Jr. He is also an avid motorsports enthusiast.
Miguel
Garcia
Board Treasurer
Miguel Garcia is a seasoned financial services professional with over a decade of experience in loan processing, risk management, and client relations across the banking and real estate industries. He currently serves at KJ Processing, where he oversees all phases of processing, funding, and post-funding quality control for mortgage, commercial real estate, and business loans. Miguel is known for his ability to coordinate seamlessly with loan officers, underwriters, escrow, and borrowers to ensure accurate documentation, timely closings, and superior client service.
Previously, Miguel worked as an EDD Investigator with Banc of California, specializing in BSA/AML regulatory compliance, enhanced due diligence, and financial intelligence reporting. His achievements included developing internal process guides, facilitating new hire training, and strengthening compliance across high-risk customer portfolios.
Earlier in his career, Miguel held positions with California Bank & Trust, Casino Essentials, and Comerica Bank, where he built expertise in commercial loan structuring, portfolio management, customer onboarding, and operational oversight. His leadership was recognized through achievements such as leading diversity & inclusion initiatives, coordinating AML/BSA training programs, and consistently exceeding performance and compliance standards. He also holds certifications in AML/BSA compliance, Excel for data analysis, and is currently pursuing advanced data analytics training through IBM. Fully bilingual in English and Spanish, Miguel combines technical expertise with a strong client-first approach, making him a trusted partner in financial and lending services.
Kellee
Sauter
Board Secretary
Account Executive
Corinthian Title and Escrow
Kellee Sauter is a dynamic, results-driven sales professional with over 27 years of experience in Real Estate Title and Escrow Sales & Marketing. Recognized for her deep industry knowledge, strong work ethic, and client-focused approach, Kellee is committed to providing attentive customer service and clear communication to ensure every transaction runs smoothly.
Throughout her career, she has consistently exceeded sales goals, expanded market share, and built lasting relationships with real estate and mortgage professionals. Her expertise spans residential and investment properties, VA loans, refinancing, and luxury homes, supported by a proven track record of developing educational programs, hosting industry seminars, and serving in leadership roles such as her four-year tenure on the Women’s Council of Realtors board.
Kellee’s passion for community impact is reflected in her active involvement with local charities and volunteer initiatives, where she strives to make a positive difference. Whether you’re buying, selling, or refinancing, Kellee’s dedication, professionalism, and attention to detail will guide you through a successful closing. Choose Kellee with Corinthian Title for trusted title and escrow solutions.
Jacklyn Lamkin Dougan
Board Member
Coldwell Banker Residential CA - BRE Licensed Luxury Real Estate, BA in Interior Design & Architecture
http://www.JackieSellsSanDiego.com
San Diego County Luxury Home Market, representing Buyers and Sellers throughout San Diego.
My strengths are top negotiating skills for your maximum profit! Having an Interior Design background enables my clients to add more value to the listing/selling price. I specialize in the coastal communities of Del Mar, Carmel Valley, Solana Beach, Rancho Santa Fe, Encinitas, and
La Jolla.
Jennifer
Dreyfus
Operations
Business Consultant
Cultivate Advisors is a small business advising firm that partners 1:1 with small business owners to help them grow sustainably and rediscover the joy in entrepreneurship.
We’ve worked in 160+ industries with owners to provide tailored advising solutions focused on core business areas such as managing the financials, building a marketing engine & sales process, creating a dynamic leadership system, developing a recruitment strategy, and implementing operational efficiencies.
By working together to create and implement scalable systems, develop vital skills, and maintain accountability, our clients grow, on average, 65% in bottom-line profit and 43% in top-line revenue over 12 months.
Advisory Councel
Brandon
Heess
Director of Entertainment Relations
Managing Director of the largest online platform for vintage, antiques, and one-of-a-kind collectibles, Brandon’s career spans 20+ years in CPO/CTO/CIO/CISO roles with prominent firms such as Intuit, H&R Block, and travel giant Arrivia—managing 200+ team members across 11 product domains and 14 countries. As the senior-most product and product executive in Ronati, he oversees the company’s long-term product strategy, design, and technology stack execution. Brandon is ITIL, CISSP, and Six Sigma process certified.
He also brings an extensive background in Entertainment, and Entertainment management. As a child actor, then later as a popular DJ producing and hosting a popular radio show in San Diego.
Today, he continues his passion by traveling the world DJing small to large venues and festivals. He also helps other artists pursue their dreams through LXIX Entertainment, his record labels, and bar ownership.
Dawn Hough Sebaugh
Engagement Coordinator
WEAR ART LIVE ART
Dawn Hough Sebaugh is an accomplished abstract artist, event photographer, and business professional with a distinguished career in the arts. With a passion for creative expression, she has developed a unique artistic voice that has been recognized in numerous exhibitions, publications, and collections. Her work is known for its bold colors, dynamic compositions, and thought-provoking themes, making a significant impact in the contemporary art scene.
In addition to her artistic achievements, Dawn is a skilled event photographer, capturing memorable moments with a keen eye for detail and composition. Her photography work complements her artistic sensibilities, allowing her to document events with creativity and precision.
Beyond her creative talents, Dawn is a dedicated philanthropist, actively supporting causes that benefit the disadvantaged. She is committed to using her art and influence to bring awareness to social issues, fundraise for charitable organizations, and uplift communities in need.
Her leadership extends into business and advisory roles, where she merges creativity with strategic thinking. With experience in project management, branding, and organizational development, she brings a well-rounded perspective to her work.
As a member of the Board of Directors, Dawn contributes her expertise in artistic innovation, photography, philanthropy, business acumen, and community engagement. Her commitment to fostering creative excellence and supporting social causes makes her a valuable asset to any team.
Event Committee
Greg
Kluthe
Sound Dynamics Director at DepthAV
Providing top quality sound reinforcement for any size event or venue.
I provide the entire package in a mobile format. My clients include event planners, bands, hotels, wineries, non-profits, beauty pagents, individuals, corporate events, festivals, concert halls, nightclubs, and more.
Bringing your next event
"The Sound of Success"
(760) 415-8099
Jessie
Aguayo
Video and Photo Productions
krystalproductions.org
Our videographers are artists who expertly capture the moments that bring your story to life; that portray the feelings; that clarify your message; that hold the attention of your audience and give them the sense of being there with you.
Photography is like poetry. Both elicit emotions and interpretation. Our photographers are also artists and use that perspective when doing photo shoots. Our photography includes head shots, portraits, fashion, lifestyle, still life, commercial, sports, action, stills at events we videograph, spontaneous, and posed.
We also have our world class production facility with a dedicated green screen & white screen studio available for a myriad of projects. Our showroom is complete with luxury and classic vehicles that is also available for rental to host your production staff & guests.
Brad
Weber
Group Publisher of
Local Umbrella Media
As Group Publisher, Weber leads a team that publishes direct mail community magazines and newspapers in over 30 San Diego area communities, in addition to several areas outside San Diego County. With over 35 years of experience in printing, direct mail, and marketing, Weber has assisting tens of thousands of small business clients in reaching customers in local markets throughout the country.
Originally from Colorado, Weber moved to San Diego in 1985 and is never leaving, currently residing in the Mt. Helix area with his wife Francine, and their two rescue dogs Luka and Pierrot.
Meeting Ambassadors
Brian J.
Dunn, Esq.
Legal Councel
Brian J. Dunn, Esq.
Brian J. Dunn,
A Professional Law Corporation
7855 Ivanhoe Avenue
Suite Four Twenty
La Jolla, CA 92037
(W) 858-459-4004 (C) 858-945-2752
2020, Top Rated Litigator, American Lawyer Magazine
2020 AV Judicial Preeminent Rating,
2020 AV Peer Preeminent Rating, by Martindale-Hubble, 1997-2020
2019 Top Lawyer, San Diego Magazine, 2013-2019
William R.
Price
General Counsel
williamrussellprice/
Will Price is the founding attorney of the Law Offices of William R. Price. Will specializes in business law, employment law, and civil litigation. Will provides strategic legal and business services to a variety of industries. He founded or served as a board member for multiple ventures. Will has first-chaired litigation teams for more than 28 years, with a focus on major injury, employment law, civil rights, and business disputes. He obtained multiple six and seven-figure results for individual clients and is undefeated as a defense attorney. Will is admitted to all state and federal courts in California and the United States Supreme Court. Will is committed to the success of BAG’s entrepreneurs and growing businesses. BAG members and referrals always receive priority service and consideration.
Diane
Aceves
Loss Mitigation Department Leader- Credit Union
Highly successful supervisor with over 15 years experience in the loan servicing industry. Expertise includes team building, team leadership, collections, short sales, DIL's, all phases of loss mitigation, negotiations, training, staff development, and streamlining and maximizing process efficiencies. Analytical, adaptable, results driven, creative professional with excellent problem-solving skills. Successful ability to motivate and direct others in a supportive, cooperative team environment. Recognized for being a consistent top performer, ability to adapt as needed, and lead a successful staff.
Susan
Taylor
Dir.External Affairs Scripps Health/MC NBC TV award winning anchor/producer/podcasts
MySdHealth.com
More than 3 decades anchoring the news in Los Angeles, San Diego, Miami, Dallas, Hartford. #1 rated evening newscasts in Miami for 5 years & 16 years in San Diego. Received multiple Emmy & Press Club Awards. Now Director External Affairs Scripps Health.
-2011 Recipient SD Women Who Mean Business Awards
Susan Lane Italiane-Leonard
Event Committee
curematch.com
PUBLIC RELATIONS
Community Affairs Coordinator-Assignment editor, agency owner, and charity board member. Post Graduate studies in Accounting, Advanced Yoga Instructor 500 hours and Dance Pedagogy. Certified in Fashion Coordination,Merchandising & Kinesiology.
Aimee
Fuller
Mistress of Ceremony Carnival Against Cancer
TV Personality and Couture Hat & Jewelry Designer:Social and Media Director -TV Talk Show Host for the nationally-broadcast America Trends at Youtoo America
www.aimeesboutique.net by Aimee Fuller * Couture Hats, Fascinators, and Headwear *Artisan Statement Jewelry * All crafted in our Southern California studios and featured in New York Fashion Week
John
Valente
San Diego Bay Cruises
http://www.SanDiegoBayCruises.com
"Capt. John" is the owner operator of San Diego Bay Cruises, San Diego's largest network of private yachts available for private parties and events. Having retired from the San Diego Sheriff's Department after a 22 year career in law enforcement, John took his entrepreneurial spirit to San Diego Bay and created a network of over 25 yachts around San Diego, including three of his own. His three charter boats, Antonina, Raven, and Bella Luna have hosted countless events celebrating life's milestones including birthdays, bachelor and bachelorette parties, weddings, graduations, corporate events, ash scattering, and Celebration of Life services at his www.FuneralsAtSea.com division.
John was referred to Business Associates Group in 2017 and has been attending events ever since. John has found BAG a fun and business casual place to meet with like minded entrepreneurs and business colleagues from all walks of life and professions.
John and his very talented wife, Barbara Valente, take pride in their careers and do everything they can to make memories for people celebrating life's special occasions. Barbara is a professional singer and vocal coach, and works as First Mate on Capt. John's Bella Luna. John manages his fleet on San Diego Bay and is happy to teach and consult with entrepreneurial colleagues in "navigating the waters" of creating and developing their business.
Luigi
Mineo
President at cutcableclutter
CutCableClutter
I work as Independent Contractor specializing in clearing up your wiring
clutter. My expertise covers all types of electrical repair and installation for commercial, residential as well as offices and restaurants throughout the Greater San Diego area.
(619) 994-1143
Katherine Butler Hord
PMP, CLSSBB, CCM, CSM
Kathy specializes in process improvement using Lean Six Sigma principles, and project leadership using Agile (scrum) methodologies. She is currently working with Chan Zuckerberg Initiative, a 501(c)(3) with a three-pronged focus on education, housing, and health. Kathy is also active in the entertainment industry and is well-known in the greater SoCal fashion and acting community. Her business, The Cameron Creative Group, offers many customized services including costume design, styling, event production, copy writing, and more. Kathy is also a novelist and has published three novels under the pseudonym Annjea ("awn JAY") Morgan Llewor.
Erick
Becerra
DJ Erick B
Your Party. Your Vibe. Unforgettable.
For over two decades, DJ Erick B has been setting the standard for high-energy entertainment across San Diego. Known for his enthusiastic, professional approach and eclectic mixing style, he brings every dance floor to life—transforming weddings, corporate events, and celebrations into unforgettable experiences.
From Top 40 to Hip-Hop, Latin, Cumbia, Reggaeton, Bachata, and beyond, DJ Erick B curates the perfect soundtrack for every crowd. His seamless blends and magnetic energy have earned him a reputation as one of San Diego’s top-rated DJs and a trusted name in event entertainment.
✨ Featured Venues & Performances: SeaWorld San Diego • Common Theory • Stone Brewery • Alesmith • Sierra Madre Cantina • 808 East Village • Marina Village • River Garden Weddings • Vista Optimist Club • Olive & Lavender • Forgotten Barrel • Silver Star Hall • Hidden Gem • Blue Night Banquet Hall • Winding Oaks • San Diego Made Events • Julep Venue • Bayside Pavilion • Castelli Family Vineyards • The Guild Hotel • Sweetwater Woman’s Club • Admiral Baker Clubhouse • Woods Clubhouse Eastlake
📍 Based in San Diego, CA | 🎶 Available for Weddings, Corporate Events & Private Celebrations
👉 Book your next unforgettable event with DJ Erick B!
Bethany
Dyson
Senior Account Executive at Stewart Title Company
Leading Business Development and Strategic Partnerships initiatives for one of the country’s leading title and escrow service providers. Building high performing teams through a combined focus on people and process.
Lynnette
Madsen
Event Committee
Robert
"Brooke"
Eldridge
Producer at Sunshine Pictures Pvt. Ltd. / Owner and President of San Diego Hauling Hunks / Reverend
Assisting in the production of Films for Sunshine Pictures www.sandiegohunkshaulingjunk.com
www.junkremovalinsandiego.com -We have been in The Hauling, Demolition and Moving Business for 13+ years! We do Hauling, Moving and Demolition! We will demo small buildings, such as sheds, garages, granny flats, barns, boats, etc.-I also conduct Non-Denominational Weddings, Commitment Ceremonial Services, Funerals,Funerals at Sea, etc,
Rob
Cafaro Jr.
Owner at Fractured Skull Xtreme Gaming/Sports
Skull themed video gaming sportswear and accessories for Xtreme players since 2016. Casual wear and products can be purchased online at
https://fracturedskullxtreme.com or featured at various events and venues. Watch for us at your favorite local Functions and Charity Fundraisers. Fractured Skull Xtreme proudly supports our community through donation and or volunteer efforts with Wear Art Live Art, Scripps MD Anderson, Cruise 4 Kids, Urban Angels, United Portuguese SES Inc, High Tech High, World Series of Arm Wrestling, and, The BAG Networking (Business Associates Group)
.
#fracturedskullxtreme #bextremegetfractured #dontbreakyabrain #thenightsnotoverstilltimetoplay
Kristy
Salazar
Media Strategist
Multi-Media Personality, Motivational Speaker and Journalist. Kristy is the Features editor for Real Life Media Magazine. A native of San Diego California, Kristy believes in the power of community as a force for change.
Kristy's passion and skills in communication and media allow her to create platforms of awareness for social and real-life causes. Kristy invests her time and efforts in areas worthy of social advocacy that can improve the lives of others.
Alec
Schiller
Santa
http://www.northparkvaudeville.com
We are thrilled to have Alec Schiller as our "BAG Santa"!!! Alec is a Special Needs Theater Actor who has performed in several of the North Park Vaudeville & Candy Shoppe's wonderful productions since 2009. He has also supported other charities and events throughout San Diego. His love for life and friendship has blessed our group throughout the years. If you would like to have Alec as your Santa for your upcoming event please contact him directly through Facebook Messenger.